Help For Homeowners

In their haste to make more money selling loans like yours to hedge funds and other wealthy investors, they got sloppy… they made mistakes… big time mistakes. The paperwork for loans like yours got shuffled from one bank to the next… from one swindler to the next… in their big real estate poker game. Stuff got lost. Important stuff… some so serious that the mortgage could be rescinded and torn up if they can’t prove you owe them the money.

foreclosure-crisis…Far More of These Documents Have Been Lost Than Bankers Admit!

For example, Citibank and Wells Fargo tried to tell an Atlanta court that Zella Mae Green, a 68-year old seamstress, had not made a house payment in nine years. They couldn’t find her payment record.

Katherine Porter, a University of Iowa law professor, studied hundreds these cases and found that lenders routinely fail to file required documents in bankruptcy cases to prove what consumers owe. And their accounting systems, she said, make it hard for them to track the history of payments over the life of a loan.

The bank or mortgage company that is trying to throw you out of your home could suffer from the same sloppy bookkeeping!

This is just one of the secrets revealed in”The Consumer’s Guide to Defending Foreclosure in Wisconsin” . Call (414) 647-2222 today for your FREE copy.

 

I’ve been going on for awhile let me introduce myself.

Here’s Who I Am

As I’ve already mentioned, I’m Ed Harness, raised by parents who struggled like hell to make ends meet. If you were an employer wanting to hire me, you’d probably ask for a resume. Here are a few points you ought to know about me:

  • I have been helping hundreds of families end their bill problems, save their homes, and secure their financial future
  • Developed cutting edge tactics and techniques for protecting consumers against bill collectors
  • I am a debt relief agency. I help people file for bankruptcy using the U.S. Bankruptcy Code
  • I am included in the list of Milwaukee’s Top Rated Lawyers, for the years 2012 – 2015 in the area of Consumer Bankruptcy.
  • Member of the National Association of Consumer Bankruptcy Attorneys, the largest organization of bankruptcy lawyers dedicated to helping Americans experiencing bill problems.
  • I’m a volunteer with Make A Difference Wisconsin a non-profit organization brining financial literacy education to high school kids throughout Southeastern Wisconsin.

Here’s How I Can Help

First, I’m offering you hope… not magic… not miracles… but a track record of proven results.

Imagine keeping your home… your kids get to sleep in the same beds, go to the same school, and keep their friends… having some time to make up the payments you missed… having time to get the current problems in your life straightened out.

Those are the results I’m talking about.

We can achieve these results in bankruptcy court. Now, I know that you have heard a lot of negative things about bankruptcy… shameful… immoral… a stain on your reputation and credit. I used to believe that too. My Dad believed that.

But then I discovered the truth…

Congress passed the Federal Bankruptcy Code to rescue normal everyday working Americans from the clutches of these greedy swindlers. Your Congressman knows that in tough time like these, bad things do happen to good people, so they set up legal rescue process – the bankruptcy laws.

In fact, Congress recently listened to the average American working family, felt their pain, and passed the Helping Families Save Their Homes Act of 2009 and it could be the best news you’ve heard… ever!

The banks and mortgage companies hate it and they’re trying to get it changed, but if we act right now you can get the judge to make major changes…  in your favor… to your mortgage!

The truth is bankruptcy is there to help you.

While we’re on the topic…

7 Things Most People Don’t Know About Bankruptcy…

Filing bankruptcy DOES NOT make you a bad person. Congress passed the bankruptcy laws to help individuals and businesses with severe financial problems get a fresh financial start and become productive members of society again.

Filing bankruptcy DOES NOT make you a “loser”. Many famous people such as Larry King, Walt Disney, Donald Trump and even former President Ulysses S. Grant filed for bankruptcy.

You DO NOT lose your car and your home when you file bankruptcy. Most people get to keep all their belongings when they file for bankruptcy.

Bankruptcy WILL NOT ruin your credit. Filing for bankruptcy will actually improve your credit score because the world will see you’re taking care of your bills rather than running from them.

You CAN file alone. Your spouse doesn’t have to file with you.

Your name WILL NOT be in the newspaper. While it is true that bankruptcy is on the public record, nobody finds out unless they go to the court and specifically search for your name.

Bankruptcy IS NOT expensive. “Expensive” is a relative term. Think about the costs of finding a new apartment, paying all the deposits, transferring your utility bills… the phone… cable TV, hiring movers, paying to store furniture that won’t fit in your new apartment, and all the rest.

I have to tell you, bankruptcy isn’t for everyone, but for the right person in a situation like yours, it’s the best way to secure your future. However, it isn’t necessary in every foreclosure case.

When You Ask For My Help, Here’s What Will Happen…

  • First, we ask the court to put your foreclosure on hold while I dig through their paperwork searching for errors. This will also give you some time to work out your finances.
  • Next, we turn the tables and force the Mortgage Company or bank to deal with you.
  • If I find that they made errors, cut corners, or failed to comply with every regulatory requirement, we’ll sue them and get you money.
  • We will force them to account for every penny and make them answer for all their lies.
  • In the end, you will still have your home and you will have the time and opportunity to get your financial situation straightened out,

Your Satisfaction is Guaranteed…

If, for any reason, are not absolutely, positively satisfied with the service I provide, no problem.  Just ask and I will give you back 100% of the money you paid me. I won’t keep a dime.  No hassles, no problems.

Just to be clear, I cannot guarantee the outcome of your case and I cannot return filing fees paid to the court. Those are outside my control.

You will find more information about the process in “The Consumer’s Guide to Defending Foreclosure in Wisconsin” . Call today for your FREE copy. It will give you a lot of unbiased information about defending your foreclosure.

 

Don’t Let Your Dream Die… There is Still Time to Save Your Home!

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